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Buyers Guide

Buyers Guide

What you need to know about buying property in Kerry.

Tips For Buying Property.

Your local auctioneer will have good knowledge on the local market and will find the best property and price to suit your needs.

Allow plenty of time for viewing the properties that you are interested in as sometimes there may be quite a distance between each property, Check this out with the auctioneer during the initial booking.

If buying a house as a couple if at all possible both of you should try and view the property as everybody needs to get their own feel for a property.

If borrowing to buy,  meet with your bank or financial institution as soon as possible to find out how much you can borrow and what your monthly repayments will be, don`t forget to add on the buying costs also. i.e. stamp duty,  engineer/surveyor, solicitor.

Once a price is agreed  you will be requested to pay a 10 % booking deposit of the price agreed  – This normally works out as an initial 5% payable to the auctioneer with the second 5% payable to your solicitor on exchange of contracts, it is advisable to forward the initial booking deposit with all your details as soon as possible, Please note that the booking deposit is fully refundable until contracts are exchanged by both parties.

Don’t be afraid to ask questions to your auctioneer and make sure that you have an idea of the boundaries of the property, check how services are supplied – these will all be fully confirmed by your solicitor / surveyor at the contract stage if you decide to purchase the property but it is always helpful to get an initial idea.    The auctioneer will be happy to inform you about local schools, bus routes etc.,

If you are intending to purchase a holiday home clarify that the house does not have a residency restriction clause on the planning permission.,  this restriction applies only to rural plots mostly after the year 2001/2002.  Again this is part of the documentation that will be provided by the sellers solicitor to your solicitor.

It is important that your keep good communication with you auctioneer at all times,  have a professional engineer/surveyor and a professional solicitor on board  will make the process of buying your home a lot easier and stress free.

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